Fixed-term deposit

• Minimum amount of money is 300 euro
• The amount of deposit is not limited (except deposits of 1-5 months, where the maximum amount of deposit is 1500 euro per client)
• According to the wishes of the client, the fixed-term deposit is 1-60 months, for annual interest payment the deadline is only in full years – 2,3,4 and 5 years.
• Interest rate depends on the length of the deposit period and agreed interest payment arrangements

Loans

• Loan amounts starting from 300 euro
• Loan repayment period is 12-60 months, and 120 months for standing customers
• Interests from the loaned amount is 15.5% a year
• Entering into a contract fee is 1.25% of the credit amount, but at least 31.95 euro, which is deducted from the loan
• laenu saavad taotleda kõikide pankade kliendid, selleks ei pea palk BIGBANKi laekuma ega arveldusarvet omama
• Loan applicant must be at least 18-year-old citizen of the Republic of Estonia or a foreigner who owns a valid residence permit or a stateless person
• Money accrues to client’s bank account within two days after the loan contract has been signed